Our aim is to make lending efficient & stress free.
How does it work?
Our team will happily walk you through the whole process and assist you along the way.
Application Received
Initially, our sales executives will discuss your transaction with you to determine your requirements. With a comprehensive understanding of the situation, we can then provide the best service and tailor the solution for you. An application will be provided where you can outline the key information for your transaction. Once received our team will assess the application and make contact to confirm the necessary details.
Application Assessment
Upon receiving your application, it will be assessed, we may require further information or clarification on certain aspects, or we will move to issuing a Letter of Offer.
Offer Letter Issued
Upon the Letter of Offer being issued, where required we will engage an independent valuer, otherwise we determine the feasibility of the loan in-house. Once fair value is determined, we review and confirm the offer, to then progress further.
Valuation and Diligence
Once we have received the necessary application fees to value the security of your assets, we engage with the necessary people to determine the amount that is available. We follow a process of due diligence on all persons and assets involved with the transaction. There will be further requirements for due diligence, outlined below.
Loan Documents Issued
Once the valuations are determined, due diligence completed and finance approved, the loan documents are then forwarded to the client to seek independent legal advice and execution. This process can be accelerated, in urgent cases, where upon signing the Letter of Offer, payment is received up front to our solicitors.
Settlement
Once all the requirements and steps in the process have been met, verified, signed off by the necessary parties and the loan documents are executed and returned to our solicitor, we can then finalise the loan facility and the agreed time of settlement with funds being advanced to the client.