Private Finance Specialist
Our bespoke commercial intermediary lending has provided the answers to your finance needs since 2019
Caveat Loans - Settlements Available in 24 hrs
1st & 2nd Mortgages 80% LTV - Rates Starting at 7% p.a.
Construction loans - 90% LTC
Up to £50 Million capacity
We have the answer to your finance needs
Independently owned and operated business specialising in boutique finance solutions.
The Solution for your finance needs.
At Posfin we approach lending differently. We understand unforeseen circumstances arise and there is a requirement for private lending. Posfin focuses on a solution as opposed to the banks which focus on your credit history and serviceability.
We have carefully polished our process and spent years perfecting our offer so we can deliver the most comprehensive solutions for our clients who are unable to obtain funding via the more traditional avenues.
Our solutions
We offer finance solutions for the following types of loans:
1st & 2nd mortgages 80% LTV
- Land Banking/Residual Stock facility
- Working Capital
- Rates from 7% p.a.
- Up to £50 million available
- Fast turnaround product
Caveat loans
- Same day settlement Available
- LTVs up to 80%
- Interest rates starting from 1% month
- £30k - £20 million
Construction Loans
- £1m - £50million available
- Rates starting from 7% p.a.
- 90% LTC
- 75% LTV
Wholesale Funding Lines
- Capacity up to £100m
- Revolving Credit Facility – Committed
- Block Discounting – Uncommitted
- Advance rate up to 90%
Private LC Discounting
- Post Shipment Finance
- Capacity up to £50m
- Up to 120 days
- Approval within 7 days
- KYC upon enquiry mandatory
- Buyers must be presenting LCs only
- Private Confirmation
- Rates from 7% pa
Our private lending solutions provide the answer to your finance needs
We service all of the UK mainland, offering fast well-structured solutions to support and enhance liquidity where there is a well-defined exit strategy and a clear purpose of funds that makes sense.
Our personalised solutions positions Posfin as a market leader in the commercial finance sector. We take great satisfaction in offering, executing, and settling small, large, or complex transactions within the often-short timeframe parameters requested.
Why Posfin?
At Posfin, finance solutions are our passion.
We take pride in helping people in business with drive and talent towards securing their financial future or to simply get back from a challenging environment. We understand that situations present themselves unexpectedly, and that when opportunities do present, timing to execute is crucial. Supporting your growth via enhanced working capital solutions.
Personalised Service
Posfin works closely with all stakeholders to achieve the best results.
Posfin’s unique independent business structure allows all packaging to be conducted entirely in house. We manage the entire process from application through to settlement, allowing Posfin to approve and settle transactions in 24 hours if required with our partners.
